Insight, comment and opinion from the debt advice front line
Author: Jair Muñoz Bugarin
Jair has been part of the debt advice team at the Money Advice Service for more than three years. His focus is on innovation in the debt advice sector – along with leading work on economic impact he is responsible for generating the spending guidelines for the Standard Financial Statement and recently managed a qualitative piece of research exploring why clients return to debt advice. He has a doctoral degree in behavioural finance from Imperial College London.