Insight, comment and opinion from the debt advice front line
Author: Sharon Collard and Sara Davies
Sharon Collard is a Professor of Personal Finance and Research Director at the Personal Finance Research Centre (PFRC), an independent social research centre based at the University of Bristol. Sara Davies is a Research Fellow at University of Bristol’s Personal Finance Research Centre. Self-negotiators: The Experiences of People in Debt who Negotiate with their Creditors was prepared by Professor Sharon Collard and Sara Davies.